Structured Financing

The FGB Structured Financing facility gives you that extra boost to help your business grow. Our expert Relationship Managers will help you identify sources of loan funding, either locally or internationally, that will give your business the additional capital it needs to meet demand.

Features & Benefits

  • Expert financing specialists
  • Access to financing possibilities both locally and internationally
  • Available to businesses of all sizes
  • Flexible and competitive terms

Line of Credit

FGB offers a convenient line of credit facility, which is a current account feature that allows you to forget about having to make hurried negotiations on your account, in the event that you inadvertently exceed your available balance. Think of it as an instant loan when you need it most.

Features & Benefits

  • Competitive interest rates
  • Manageable payment terms
  • Available to businesses of all sizes
  • Convenient access to a revolving line of credit

Commercial Loans

FGB’s credit facilities are structured to meet your credit requirements for working capital financing or equipment loans. Whether you are financing the renovation of a building or expanding an existing warehouse or interested in financing, our commercial loans provide you with the funding you need to purchase equipment and other necessary items for your businesses.

Features & Benefits

  • Flexible payment plan
  • Flexible and competitive interest rates
  • Rates as low as 18.75% per annum
  • Available in Jamaican and US dollars

Banker's Guarantees / Indemnities

FGB's Banker's Guarantee is a written undertaking in which we agree to make stipulated payments on your behalf should you fail to fulfil or carry out specified terms of a contract.

Features & Benefits

  • Allows you to supplement your cash flow through an undertaking by the bank.
  • FGB will make monetary compensation to your creditors, on your behalf.
  • This facility is ideal for businesses that have suppliers and/or contractors.
  • Enables you to bid for contracts which call for guarantees and to buy fixed property where a guarantee is usually a prerequisite
  • Improved cash flow
  • Widely accepted, giving recipients more confidence in your company's financial credibility
  • Frees your funds to pursue other business opportunities

Please note Rates, Terms and Conditions are subject to change. Give us a call at 888-CALL-FGB (225-5342) or send us an email at to learn about these and other loans designed to assist you achieve your business goals.