Please read these terms, conditions, and disclaimers carefully before using this Website. By accessing, browsing and/or using this Website, you acknowledge your agreement to be bound by all of these terms and conditions.

Use of this Website

Although First Global Bank (FGB) and its affiliates have tried to provide accurate and timely information, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site including these Terms and Conditions without notice and such changes will have immediate effect. FGB may change the products, services, and any other information described on this site at any time. Accordingly, please read these Terms and Conditions whenever accessing or using this site. The information published on this site is provided as a convenience to visitors and is for informational purposes only. It is not intended to provide any legal, tax or accounting advice and should not be relied upon in that regard. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you need specific details about any information contained in our site, you should contact FGB as indicated on the Contact Us page.

FGB controls and maintains this site from Jamaica and makes no representation that materials are appropriate or available for use in other locations. If you use this site from other locations, you do so on your own initiative and are responsible for compliance with applicable local laws.

All of the information on this Website, including but not limited to all images and graphics, is copyrighted material of FGB, except as otherwise indicated. You may not copy, download, republish, distribute or reproduce any of the information contained on this Website in any form without our prior written consent, unless otherwise indicated or otherwise permitted by applicable copyright and other laws. The display of trademarks and other material by FGB on this website does not imply that a licence of any kind is being or has been granted.

FGB disclaims any and all liability for any consequences, which may result from any unauthorized reproduction or use of any material whatsoever on this website.

When you visit and/or use this website, information may be recorded by FGB, including, among other information, the address you are connecting from, the pages you have visited and the date and time the site was accessed. All information submitted to FGB via this website shall be and remain the property of FGB. FGB may and shall be free to use, for any legal purpose, the information recorded as well as any ideas, concepts, know-how or techniques contained in information you provide to this website.

Links to this Website are not permitted without the prior consent of FGB.

Products and Services

The products and services referred to on this Website are offered by or through FGB or its parent, subsidiary or affiliate entities. The products and services and the applicable terms and conditions may change at any time. All FGB products and services are subject to the terms, conditions, limitations and disclaimers set out in the applicable agreements and otherwise established by FGB. There may be eligibility requirements for these products and services and they may not be available in all geographic areas.

Unless expressly stated, nothing contained on this site should be construed as a solicitation to purchase or sell securities. System availability and response time are subject to market conditions and possible unscheduled outages.

Other Sites

This site may contain links to other sites on the Internet. These links are provided for your convenience. Links to another site do not constitute FGB's approval or endorsement of that site or its products or advertisements. FGB has no control over any other such website or the contents therein and the existence of any such link on this website shall not constitute an endorsement by FGB. Your access to any of these hyperlinks are at your own risk and the content, accuracy, opinions expressed and other links provided are not investigated, verified, monitored or endorsed by FGB. FGB will not be responsible for any losses suffered in visiting those sites.

Exclusion of Warranties

FGB makes no warranties or representations as to the accuracy or completeness of the information contained on this Website. This information and the products and services are provided "as is" " and "as available" without any warranty of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Neither FGB nor any of its parent, subsidiary or affiliate entities, agents, employees, or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if we are advised of the possibility) arising in any way from the information contained in this Website or any information transmitted via this Website. FGB is not liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this Website.

By transmitting information through this Website, you accept the risk that the information you transmit to us and any information that we transmit to you, may be intercepted by third parties.

Email and Other Requests for Information using public email systems

If you choose to send any confidential information to us via public email systems like Gmail, Yahoo, Hotmail, etc., you accept the risk that this information may be intercepted by a third party.